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India Consumer: Banks levying charge on pre-payment

You have a loan from a regular private sector bank, and your loan is for a 15 year period. Most people I know, including you, will not want to have the loan continuing for the full period of the loan, and would rather do prepayments as much as possible. However, banks apparently charge an interest […]

Consumer forum finds for person not given shop by builder

Dealing with builders has always been a problem. A lot of people have smooth interactions with builders, and have got properties (whether these be residential or commercial) without any issues; however, it is also true that in many cases, especially in tough times when builders face problems in terms of funding, or being to complete […]

Consumer: Bank charged penalty for charging older customer more than newer customers

It is an established business fact that when banks give loans to their customers, they normally treat newer customers more attractively than they treat older customers. The terms and conditions of the loan specify for floating rate loan that banks can charge customers more (either by increasing the EMI amount, or the loan duration) if […]