Safety feature – Online Credit card usage
If you have ever stopped to look at the online credit usage you would have done (including reviewed the information you were asked to provide), it would seem extremely easy to use somebody’s card and use it for buying stuff. What is it that you need to provide in terms of information when using your credit card online ? You go to a site, decide to buy something (maybe jewellery, maybe some electronics goods, or something that can be delivered instantaneously such as software) and are asked whether you need to pay through a credit card, using the much hyped secure card payment gateways (that use ’128 bit encryption security’, and are from well known banks).
Think for a minute about the information you provide online; you typically provide the following information:
- Name
- Date of birth (sometimes)
- Card Number
- 3 / 4 Digit security code at the back of the card
- Validity period of the card
Categories: Banks, Consumer, Credit Card, Finance, Fraud, Online, RBI, Security Tags: Bank, Credit Card, Finance, Fraud, Money, Online Transaction, RBI, Safety, Security
Online tax filing in India (use of modern technology)
One always thinks of the Government as being slow, not able to catch onto the latest technology trends, and using old procedures. However, this is not always true, and the Government has been able to surprise us many times by showing its ability to adopt some of the newer technologies, and at the same time, do so with the required safe-guards. So, first we had the railways ticket booking website, http://irctc.co.in, and then we have the Tax Authority of the country trying to use all modern trends for tax filing. So, if you refer to the website (link) for Income Tax India, you will be able to download forms, and read more about details related to your tax filing. The website even has a very basic Tax calculator (link)
The entire procedure for paying tax online is initiated at this link (link), with a more detailed explanation about how to find list of banks, making payment and challan details, getting receipt / confirmation, etc available at these 2 documents (link 1, link 2). If you prefer to pay online with some more help, then there are various 3rd parties that can help you with the payment process (you can fill in a simple filing, or opt for a higher package if you have more sources of income besides a simple Form 16, and some of them even give an option of walking into their office and filing in the details). Here are the links to these sites:
Categories: Convenience, Finance, Online, Tax, Utility Tags:
