Supreme Court prohibts banks from using force for loan recovery
In a far-reaching judgment that threatens the nature of banks to give out loans to people with a high risk, and then when a high number of such loans fail, use force to recover the money, the Supreme Court came out and said that all banks need to use the process of law to recover non-paid loans and cannot use musclemen or other force to recover the loans.
In the case of a lady who was unable to pay some months of her EMI for a Tata Indica car and who was negotiating with the bank, ABN Amro, the bank sent over some people who took possession of the car by force and sold the car. The lady then applied to a consumer court which awarded her damages.
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RTI enables nurse to get her due
For some time now, people and organizations working to promote the use of RTI as an instrument to bring the babudom in check have been advocating the use of RTI by people in a more wide spread way. Frequent use of RTI for ferreting out information, along with penalizing officials for failure to carry out their duties is the only way to sensitize the bureaucracy towards their responsibilities.
The best way to do is to keep on bringing out success stories of the use of RTI, thus making sure that more and more people feel that they can also use this act if they are struck with something in government and they are getting the run-around or not getting satisfactory movement.
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Categories: Accountable, Babudom, Development, Governance, Law, Maharashtra, Reform, RTI Tags:
Supreme Court Chief Justice calls for more judges
India has the distinction of probably having the largest backlog of cases in the judicial system. This backlog contributes to a common perception that using the legal system is a waste of time, people avoid the legal system and curse their luck if they get stuck in a case. Common perception is that there are innumerable delays with easy adjournments, that it could take a decade to clear a case. This is also the reason why people would do anything to avoid getting stuck in a case, including all means of corruption, of using muscle power, and so on.
The judiciary as well as prominent legal experts have been highlighting for some time that there are essentially 2-3 reasons for this huge number of cases;
- The Government is a ligitator in a large number of cases and does not try to do anything to clear this backlog or withdraw the frivolous cases
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Categories: Court, Governance, Law, Reform Tags:
